How to apply Pradhan Mantri Laghu Vyapari Maandhan Yojna (PM-VMY) - For self employed shop owners, retail owners and other Vyaparis

Pradhan Mantri  Laghu Vyapari Maandhan Yojna (PM-VMY)

For self-employed shop owners, retail owners and other Vyaparis

For More Information Visit:-

Registration Link:- Maandhan Portal

Eligibility Criteria:-

1. A Person must be  Self-employed shop owners, retail owners and other Vyaparis.

2. Age must between 18 to 40 years

3. Annual turnover should not exceed Rs 1.5 crore rupees.

4. Vyaparis who have opted for

 Pradhan Mantri Shram Yogi Maan Dhan Yojana (PM-SYM) 
 Pradhan Mantri Kisan Maan-Dhan Yojana (PMKMY)
 administered by the Ministry of Labour & Employment are not eligible for these Scheme.

5.  Documents Required:
  • Aadhar card
  • Savings Bank Account Number with IFSC
6. Should Not be an Income Tax Payer

7. Should not Covered under any National Pension Scheme contributed by the Central Government or (members of EPFO/NPS/ESIC).

About Scheme:-

1. Assured Monthly Pension of Rs 3000/- to Laghu Vyaparis.

2. It is a Voluntary & Contributory Pension Scheme.

3. Matching Contribution by the Government of India

4. It is a voluntary and contributory pension scheme under which the subscriber would receive a minimum assured pension of Rs 3000/- per month after attaining the age of 60 years and

5.  if the subscriber dies, the spouse of the beneficiary shall be entitled to receive 50% of the pension as a family pension. Family pension is applicable only to spouse.

How To Apply for Pradhan Mantri  Laghu Vyapari Maandhan Yojna (PM-VMY)?

By 1.  By Visiting Nearby Common Service Center 
                     If you are a CSC VLE then Click on CSC option in step 4
     2. By Yourself

By Yourself :- 

Application Process for PM-VMY

1. Open Your Browser

2.  Search

3. Click on Pradhan Mantri Laghu Vyapari Mandhan Yojna

4. Click on Click here to apply now or Click on the link

5. Select Guest Option to register Yourself under these Scheme

Enter Your Mobile No. , Email ID, & Submit OTP

6.  Boom! You logged in Successfully

7. Now,

Go to New enrollment & select Pradhan Mantri Laghu Vyapari Mandhan Yojna


Submit All required information like

  1. Enter Aadhaar Number
  2. Enter full name
  3. Enter mobile number
  4. Enter email id
  5. Select state
  6. Select district
  7. Enter the date of birth
  8. Select gender
  9. Select whether member/beneficiary of NPS/ESIC/EPFO
  10. Select whether Income Tax Payer.

9.  Fill all the details Carefully,

if you are already registered for PM-SYM, then you are not eligible for these Scheme


 i. The monthly contribution will be debited from the subscriber's bank account until he/she attains the age of 60.

ii  There is no charges or any additional fee for enrolment in the scheme.

iii. Please ensure that the correct Bank account details are filled in the application cum mandate form

iv. Please explain the information sought from the subscriber and also explain that the information collected will be securely stored by the implementation organisation (Life Insurance Corporation of India) and the ECS mandate will be submitted to the subscriber's respective Banker for a mandatory debit of monthly contribution from his Bank account.

Before Clicking to submit  Button ready the above instructions carefully 

10. Enter Your Bank Details Properly

11. Print auto cum debit form

12. Sign on the form & upload it

13. Pay the Monthly Contribution according to your age

Monthly Contribution Chart for PM-VMY :-

Entry AgeSuperannuation AgeMember's  monthly contribution (Rs)Central Govt's  monthly contribution (Rs)Total monthly contribution  (Rs)
(1)(2)(3)(4)(5)= (3)+(4)

14. Pay the Monthly Contribution.

15. After Successful registration a unique A Unique Laghu Vyapari Pension Account No. will generates.

16. Print the Unique Laghu Vyapari Pension Card

17. Done!!!!


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